Payment Gateway
Every payment method your customers need — cards, bank transfers, USSD, and QR codes. Instant settlement to your Vayva Wallet. Flat 2% processing. No hidden charges.
Card Payments
Accept Visa, Mastercard, and Verve cards. Online and in-person. Works with any Nigerian bank account.
Bank Transfers
Customers pay directly from their bank. NIP, NEFT, and instant transfers. Auto-reconciled with orders.
USSD Payments
Customers dial a code to pay — no internet needed. Perfect for customers without smartphones or data.
QR Code Payments
Generate QR codes for products, invoices, or your storefront. Customers scan and pay instantly with any banking app.
Why Vayva Payments
Every feature designed for how Nigerian businesses actually process payments.
Every payment settles in your Vayva Wallet instantly. No waiting 2-3 business days. See your money the moment a customer pays.
Bank-grade security for every transaction. Your customers' card data is never stored on your device. Fully encrypted and compliant.
Every payment is automatically matched to its order. No more manual spreadsheet matching. AI handles the bookkeeping.
Transparent flat 2% processing fee. No hidden charges, no setup fees, no monthly minimums. ₦50 flat withdrawal fee.
All payments settle in your Vayva Wallet. Schedule auto-payouts to your bank. Track balances, commissions, and financing in one place.
Accept payments from your online store, POS terminal, WhatsApp, invoices, and payment links — all settling in the same wallet.
Transparent Pricing
Know exactly what you pay for every transaction.
All plans include payments. No separate payment gateway subscription needed.
Accept Payments Everywhere
Accept payments from any source — all settling in the same Vayva Wallet.
Checkout on your Vayva storefront
In-person card and transfer payments
Payment links in WhatsApp conversations
Shareable links for any payment
Payable invoices with embedded checkout
Payment buttons in email campaigns
Set up in minutes. No card needed for your 14-day free trial. Flat 2% processing on every transaction.