Vayva Wallet
The Vayva Wallet is where every payment lands, every transaction is tracked, and every kobo is accounted for. Instant settlement, automatic reconciliation, dedicated virtual accounts, and transparent flat-rate fees — all managed from one dashboard.
How Vayva Wallet Works
Simple, transparent, instant. Flat 2% processing, ₦50 withdrawals. No delays.
Card, bank transfer, or USSD. Payment is processed securely through Vayva Wallet.
Money appears in your Vayva Wallet instantly. No waiting period. Full transaction details captured automatically.
Payment matched to the order. Inventory updates. Sale logged in your books. All automated.
Transfer from your wallet to any Nigerian bank account. One-click or scheduled auto-payouts.
Why Vayva Wallet
A complete payment management system built into your commerce OS.
Funds settle in your Vayva Wallet immediately after payment. No waiting days for bank processing. Access your money when you need it.
Vayva Wallet uses enterprise-grade encryption and PCI-DSS Level 1 compliant infrastructure. Your funds are protected with the same security standards used by major banks.
Every payment is automatically matched to its order. No more manual reconciliation at end of day. Your books stay accurate without effort.
No separate payment gateway subscription. Flat 2% processing fee. ₦50 withdrawal fee. Nothing hidden. No monthly wallet charges.
Set automatic daily, weekly, or monthly payouts to your bank account. Funds flow without you lifting a finger.
Get instant alerts for every payment received, withdrawal processed, or low balance. Stay in control via WhatsApp and email.
Vayva Wallet goes beyond payments. Manage transactions, withdrawals, financing, commissions, and refunds — all from one dashboard.
99.9%
Platform Uptime
Instant
Settlement
<2s
Processing Time
₦50
Withdrawal Fee
See the difference
Payments settle instantly. When a customer pays via card, bank transfer, or USSD, the funds appear in your Vayva Wallet immediately — no waiting periods, no T+2 delays.
Payment processing is a flat 2% per transaction. Withdrawals to your bank account cost ₦50 per transaction. There are no monthly wallet fees, no hidden charges, and no minimum balance requirements.
Yes. Vayva Wallet supports scheduled auto-payouts. You can set daily, weekly, or monthly automatic transfers to your bank account. You can also set a threshold — for example, auto-payout when your wallet balance reaches ₦100,000.
Yes. Vayva Wallet is PCI-DSS Level 1 compliant — the highest level of payment security certification. All card data is encrypted end-to-end and never touches your servers. Your funds are held in dedicated virtual accounts (DVA) for full transparency.
Every payment that enters your Vayva Wallet is automatically matched to the corresponding order. No more manual spreadsheet work. Your books stay balanced in real-time, and you can export reconciliation reports as CSV for your accountant at any time.
Yes. Vayva Wallet includes a Financing tab for merchant lending and working capital options, plus a Commissions tab that tracks your commission earnings, structure, and payout history — all within the same dashboard.
Starter plan at ₦25,000/month. First month free. No credit card required.